Washington License Renewal Requirements
CE Provider #300620
In Washington State, resident insurance producers must complete continuing education (CE) requirements every two years to maintain an active license. You’ll further find a comprehensive overview of the key CE and renewal requirements.
Credit Hours
To begin, producers must complete 24 CE credit hours every two years, including at least 3 credit hours in ethics. These courses can also be in any line of authority and do not have to match the producer’s specific license type.
License Term
In detail, the license term concludes on the last day of the producer’s birth month every two years. Importantly, all CE credits must be completed before submitting a license renewal application.
Course Repetition
Additionally, a course cannot be taken more than once within a two-year license term. However, the initial 8-hour Long-Term Care (LTC) course and the 4-hour Annuity Suitability course are exempt from this repetition rule.
Carryover Credits
Excess CE credit hours may not be carried over to the next two-year license term.
Special Training Requirements:
Annuity Training
Producers must complete a one-time, state-approved 4-hour Annuity Suitability and Best Interest Standards course before selling or soliciting any annuity products. This requirement became effective January 1, 2024.
Long-Term Care (LTC) Training
Before selling or soliciting long-term care insurance, producers must complete an 8-hour initial LTC training course. Additionally, a 4-hour ongoing training course is required every 24 months following the initial training.
Flood Insurance Training
All in all, producers who sell National Flood Insurance Program (NFIP) policies must complete a one-time 3-hour course on flood insurance.
Non-Resident Producers
Non-resident producers who have fulfilled CE requirements in their home state are generally considered compliant with Washington’s CE requirements. That said, there are specific education requirements for transacting long-term care insurance, annuities, or flood insurance business.
License Renewal Eligibility
Licenses are eligible for renewal subject to:
- The renewal fee of $55.
- Licenses can be renewed within 90 days prior to the expiration date.
- All CE requirements must be completed before submitting a renewal application.
Additional Resources
For more detailed information, you can refer to:
To renew your license, please visit:
Last updated on 07/25/2025.