This comprehensive course offers an in-depth exploration of the United States’ key social insurance programs: Social Security, Medicare, and Medicaid. Key topics include retirement benefits, disability benefits, survivor benefits, and strategies for maximizing lifetime benefits.
Understanding Medicaid’s eligibility criteria, coverage options, and its role in providing healthcare and long-term care for low-income individuals is equally important. This section highlights Medicaid expansion, Special Needs Plans (SNPs), and asset-preservation strategies for long-term care, particularly for dual-eligible beneficiaries.
In the final section, students will learn how to integrate these programs into comprehensive financial planning strategies to manage health, longevity, and retirement risks. We focus on optimizing benefit coordination, understanding the impact of Social Security income on Medicare premiums, and utilizing Medicaid for long-term care planning.
Note: This course is not approved by the New Jersey Department of Banking and Insurance. No continuing education (CE) credits will be awarded upon completion.
